Planning

Whether it is complex estate planning or fundamental financial planning, First Kentucky Trust (FKT) offers thoughtful, customized solutions, in collaboration with other family advisors. As family objectives and tax laws evolve, we can assist with revisions and alternatives so that the plan remains properly aligned. In addition, FKT can provide comprehensive solutions for corporate qualified retirement plans.

Our planning services include:

  • Estate and wealth transfer planning
  • Fundamental financial planning
  • Planning for heirs with special needs
  • Tax and gift planning
  • Retirement and cash flow planning
  • Education planning
  • Asset protection planning
  • Insurance planning

Planning

Client-CentricProcess

When you decide to become a client, we orchestrate every detail for you, seamlessly.

1. Setting Your Objectives

  • Understand liquidity needs
  • Assess tolerance for risk and establish time horizon
  • Review funding, spending considerations
  • Discuss preferences

2. Investment Program Design

  • Identify risk and return objectives
  • Identify asset classes
  • Set asset allocation
  • Create investment policy statement

3. Portfolio Construction

  • Conduct security and manager research
  • Construct diversified portfolios

 4. Implementation and Management

  • Evaluate securities and managers
  • Ensure continued compliance with investment guidelines

5. Continuous Evaluation and Dialogue

  • Canvas the market for new ideas
  • Monitor changing trends, market conditions and legislation
  • Communicate and dialogue